It’s difficult to maintain sanity and clarity when you’re worried. Sadly, there’s always something to worry about: health, job, relationships, finances, and so on. In this weak economy, many employed people try to dodge layoffs like a squirrel dodges traffic at a busy intersection. They worry they’ll get run over by the next round of layoffs they didn’t see coming. Unemployed people worry they lack enough financial nuts to make it through a bleak, jobless winter.
We can manage our fears and worries in a variety of ways, but there is a type of worrying, a cascading chain of worries, that is particularly troublesome.
Cascading Chain of Worries
A cascading chain of worries starts as a single, simple worry, but then snowballs into a series of worries that get progressively worse. For example, if you are worried about being fired, you may create a cascading chain like this
- I’m fired, so ↓
- I can’t find another job, so ↓
- I can’t pay for my son’s college tuition, so ↓
- My son drops out of school, so ↓
- He never gets a good job, so ↓
- He hates his life, so ↓
- He blames me, so ↓
- He hates me and never speaks to me again
Through this series of worries, you went from being fired to your son hating you and never speaking to you again. This may seem ridiculous when you look at it in isolation, but it seems very real when you lay awake at 3am replaying this scenario over and over. We need some way to handle these cascading chains of worries.
Working With a Cascading Chain of Worries
I found an excellent method for working with a cascading chain of worries in Chapter 8 of The Resilience Factor: 7 Keys to Finding Your Inner Strength and Overcoming Life’s Hurdles by Karen Reivich and Andrew Shatte. This is an superb book on resilience that I read several years ago. I highly recommend it.
The main idea is to logically analyze our beliefs so that we can see reality more clearly. We fill in a predefined table by going through a series of steps:
- Define worst-case beliefs
- Calculate the likelihood of each belief
- Define best-case beliefs
- Define likely outcomes
- Create solutions
Let’s go step-by-step through one example that recently happened to me.
Step 1 – Define Worst-Case Beliefs
Two weeks ago, I hurt my back while using the back exercise machine at our local YMCA. I’ve hurt my back several times before, but this was much worse than usual and I could barely walk or stand. All I could do was lie with my back on the floor and, even then, I was still in pain.
When I first hurt my back, I created the cascading chain of worries you see below. I went through a series of worries that took me from a painful back to dying from outside exposure.
| Step 1: Worst-Case Beliefs |
Step 2: How Likely? |
Step 3: Best-Case Beliefs |
Step 4: Likely Outcomes |
Step 5: Solutions |
| I hurt my back and I’m in a lot of pain, so ↓ | ||||
| My back does not get better, so ↓ | ||||
| I’m in constant pain, so ↓ | ||||
| I’m be unable to work, so ↓ | ||||
| I become broke, so ↓ | ||||
| My wife leaves me, so ↓ | ||||
| My kids don’t like me anymore, so ↓ | ||||
| I don’t have a place to live, so ↓ | ||||
| I live on the streets, so ↓ | ||||
| I die from outdoor exposure |
Step 1 is to write down the series of worries. Even this helps reduce your worry because it’s easier to see how unlikely the final outcome is when you can read all the steps.
Step 2 – Calculate the Likelihood of Each Belief
Step 2 is to calculate the likelihood of each belief. The “I hurt my back and I’m in a lot of pain” worry already happened, so it’s likelihood is a certainty, 100%. I researched the web and learned my odds of my back not getting better in a month are 1 in 5.
I estimated that “I’m in constant pain” to be 1 in 100 because the doctor can prescribe pain medication if necessary. I would have to be in such pain that pain medication failed to work to be the 1 in 100.
I continued estimating the likelihood of the other beliefs based on my instincts. You can see the results in the table below.
| Step 1: Worst-Case Beliefs |
Step 2: How Likely? |
Step 3: Best-Case Beliefs |
Step 4: Likely Outcomes |
Step 5: Solutions |
| I hurt my back and I’m in a lot of pain, so ↓ | 100% | |||
| My back does not get better, so ↓ | 1 in 5 | |||
| I’m in constant pain, so ↓ | 1 in 100 | |||
| I’m be unable to work, so ↓ | 1 in 1,000 | |||
| I become broke, so ↓ | 1 in 5,000 | |||
| My wife leaves me, so ↓ | 1 in 100,000 | |||
| My kids don’t like me anymore, so ↓ | 1 in 1,000,000 | |||
| I don’t have a place to live, so ↓ | 1 in 5,000,000 | |||
| I live on the streets, so ↓ | 1 in 10,000,000 | |||
| I die from outdoor exposure | 1 in 20,000,000 |
It’s important to realize that each estimate is based on the other worries that preceded it. For instance, the national average for divorce is much higher than 1 in 100,000, but I’m estimating the probability that my wife will divorce me because I’m broke and not for any other reason.
Step 3 – Define Best-Case Beliefs
Step 3 is to define a series of base-case beliefs. In my case, my back heals completely, I write a best-selling book, and I’m happy. This seems pretty unlikely, but you should feel free to create the most optimistic outcome imaginable. If the best-case beliefs are a little silly, you’ll lighten your mood which helps you gain perspective. It also helps relax you for the next step.
| Step 1: Worst-Case Beliefs |
Step 2: How Likely? |
Step 3: Best-Case Beliefs |
Step 4: Likely Outcomes |
Step 5: Solutions |
| I hurt my back and I’m in a lot of pain, so ↓ | 100% | My back completely heals tomorrow, so ↓ | ||
| My back does not get better, so ↓ | 1 in 5 | I reevaluate my life, so ↓ | ||
| I’m in constant pain, so ↓ | 1 in 100 | I become a psychotherapist, so ↓ | ||
| I’m be unable to work, so ↓ | 1 in 1,000 | I write a best-selling book that helps others, so ↓ | ||
| I become broke, so ↓ | 1 in 5,000 | I’m happy | ||
| My wife leaves me, so ↓ | 1 in 100,000 | |||
| My kids don’t like me anymore, so ↓ | 1 in 1,000,000 | |||
| I don’t have a place to live, so ↓ | 1 in 5,000,000 | |||
| I live on the streets, so ↓ | 1 in 10,000,000 | |||
| I die from outdoor exposure | 1 in 20,000,000 |
Step 4 – Define Likely Outcomes
Step 4 is to define realistic outcomes. I’ve had this type of back pain before and so I think I’ll ultimately recover, start working, and be happy.
| Step 1: Worst-Case Beliefs |
Step 2: How Likely? |
Step 3: Best-Case Beliefs |
Step 4: Likely Outcomes |
Step 5: Solutions |
| I hurt my back and I’m in a lot of pain, so ↓ | 100% | My back completely heals tomorrow, so ↓ | My back heals 95% in a month, so ↓ | |
| My back does not get better, so ↓ | 1 in 5 | I reevaluate my life, so ↓ | I go to work again, so ↓ | |
| I’m in constant pain, so ↓ | 1 in 100 | I become a psychotherapist, so ↓ | I make a good living and take care of my family, so ↓ | |
| I’m be unable to work, so ↓ | 1 in 1,000 | I write a best-selling book that helps others, so ↓ | I’m happy | |
| I become broke, so ↓ | 1 in 5,000 | I’m happy | ||
| My wife leaves me, so ↓ | 1 in 100,000 | |||
| My kids don’t like me anymore, so ↓ | 1 in 1,000,000 | |||
| I don’t have a place to live, so ↓ | 1 in 5,000,000 | |||
| I live on the streets, so ↓ | 1 in 10,000,000 | |||
| I die from outdoor exposure | 1 in 20,000,000 |
Step 5 – Create Solutions
Step 5 is to create solutions to increase the odds of a positive outcome. In my case, I start a home rehabilitation program defined by the Mayo-Clinic. I also make plans to see a doctor after four weeks which is recommended by the Mayo-Clinic if my back doesn’t improve.
| Step 1: Worst-Case Beliefs |
Step 2: How Likely? |
Step 3: Best-Case Beliefs |
Step 4: Likely Outcomes |
Step 5: Solutions |
| I hurt my back and I’m in a lot of pain, so ↓ | 100% | My back completely heals tomorrow, so ↓ | My back heals 95% in a month, so ↓ | Stretch and exercise everyday |
| My back does not get better, so ↓ | 1 in 5 | I reevaluate my life, so ↓ | I go to work again, so ↓ | Take pain medication at night so I sleep well |
| I’m in constant pain, so ↓ | 1 in 100 | I become a psychotherapist, so ↓ | I make a good living and take care of my family, so ↓ | Go to doctor after four weeks if I’m still in significant pain |
| I’m be unable to work, so ↓ | 1 in 1,000 | I write a best-selling book that helps others, so ↓ | I’m happy | |
| I become broke, so ↓ | 1 in 5,000 | I’m happy | ||
| My wife leaves me, so ↓ | 1 in 100,000 | |||
| My kids don’t like me anymore, so ↓ | 1 in 1,000,000 | |||
| I don’t have a place to live, so ↓ | 1 in 5,000,000 | |||
| I live on the streets, so ↓ | 1 in 10,000,000 | |||
| I die from outdoor exposure | 1 in 20,000,000 |
The final table helps me see more clearly and worry less. I see the likely outcome is good and I have a plan to improve my odds.
This method works well, but it takes significant time to create the chart and write everything down. It’s worth doing at least one time or if you’re really worried.
You may be less worried most of the time. In that case, you can do a simplified method where you skip step 2 and do everything in your head. This is fast and easy. Don’t use a backhoe when all you need is a small shovel.
In case you’re wondering, my back is about 70% better now. I can take 30 minute walks and sit for short periods of time. I hope to fully recover in a couple more weeks.
Have you ever had a cascading chain of worries? Do you think this method can help you?
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Tags: Anxiety, Fear, Psychology

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Hi Roger,
Congratulations your back being 70% better. Back pain (all pain for that matter) is never fun.
As to what you call the cascading chain of worries (which is a great metaphor), in Asian philosophy it is referred to as the monkey mind. I think one Asian thinker said that “the mind is a mad monkey always jumping from one thought to another.” Maybe that is why when some people take their life, they shoot themselves in the head due to constant chatter that occurs.
For me, I try to just be in the moment. I have moments when I do worry about the future but I realize I cannot create the future by worrying about it but by doing something now. So if I am worried about money, I do my best at this moment to earn as much as I can and to spend my money wisely. I cannot do anything more than that because who knows what tomorrow will bring.
I am not a linear thinker so I am not good at the whole list thing so for me the best way to control worry is to make the most out of the current moment by doing what the moment requires.
Nadia,
Good point! I think the best way to handle worry is to live in the moment and accept what may come. Meditation helps me a great deal with this.
Unfortunately, sometimes I’m overwhelmed by worry. Then I use the method described above.
I think you are right that this method works better for linear thinkers. I tend to be one of those since I have a background in computer programming.
Roger, this is probably the best method to deal with worry I have come across. I may be biased because I like tables and a logical way of thinking about things. Your post is Stumbled!
Daphne,
Thanks! I think the method works well for us analytical types.
Hi, Roger! I love this concept of the cascading chain of worries because that is exactly how it works. Once you start down the path of worry, anxiety and insecurity, one thought leads to another and the domino effect can be overwhelming. Beautiful analogy!!
Lisis,
Thank you! The domino effect can be very overwhelming. I think it is the most difficult type of worry to manage.
Hey Roger, fantastic post. Logical and helpful and practical. You know what’s interesting? In many spiritual traditions, when you chase down a fear, you’ll find the fear of death being at the root of everything. Even something like a fear of (at random) getting stale coffee, will eventually be traced down to fear of dying.
Albert,
Interesting! I guess fear of death is the ultimate fear. If you master your fear of death, does that you will be less fearful of other things? I don’t know.
Ultimate fear for me is not death, but rather living an underwhelming life.
I try and make every day count as much as I can, because I truly believe this is my only life and I want to make it as wonderful as possible!
So a wasted life, full of regret, is my ultimate fear. Death is almost the easy part.
Lexi,
That’s a great attitude! It sounds like you try to live each moment of each day to the fullest.
I haven’t succeeded in living for the moment. But though I keep on trying. Worrying about future and being impatient is in my blood. Still I am moving with it. Each day I try to be more positive and relaxed. Have succeeded up to certain extent. Your article is nice..
Kids Computer Program,
Thanks! Living in the moment is difficult. I think it is one of those things you gradually get better at.
Hey Roger, stumbled upon your site and I’m so glad I did. This post is absolutely fantastic - bookmarked, and I’ll be subscribing right away. I always heard the old “write it down” and you’ll feel better, and though I do, the problem doesn’t really go away - it’s a temporary feeling of relief, at least for me. I never thought of really digging deep like your table here, it sounds so simple yet genius, so I’ll be trying it ASAP. Thanks a lot and all the best - your blog is great!
Renee
Renee,
Welcome and thank you!
Sometimes these analytical techniques are all that we need to see reality clearly.