Roger on April 24th, 2009

People are very open-minded about new things - as long as they’re exactly like the old ones. – Charles F. Kettering
I hate admitting it, but I’m not always open-minded when I talk with others. If someone expresses an idea to me that vaguely threatens my beliefs, I interrupt with a counter-argument without considering his idea. [...]

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Roger on April 14th, 2009

Let your heart feel for the afflictions and distress of everyone, and let your hand give in proportion to your purse.
- George Washington
As I discussed in “Can More Money Make You Happier?”, more money will make you happier only if you use your excess money to help others. One way to help others is to [...]

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Roger on March 29th, 2009

Once upon a time in a land far away, there was a small village. This village had a strange tradition. Each spring, any boy that had reached the age of majority was given a plot of land and bag of money to build a home. The boy had to complete his home before winter. If [...]

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Roger on March 26th, 2009

A journey is like marriage. The certain way to be wrong is to think you control it. – John Steinbeck
This August, my wife, Lisa, and I will have been married for twenty-five years. We lived together for a couple years before we married, so we’ve been together even longer.
Honestly, I love Lisa more now than [...]

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Roger on March 12th, 2009

The most powerful force in the universe is compound interest. – Albert Einstein
With so much conflicting personal finance information available, it’s hard to know what to do. It’s difficult for me although I’ve read numerous personal finance books and articles, subscribed to Money Magazine, and received an MBA from Duke University. But I’ve discovered a [...]

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Roger on February 27th, 2009

You may believe more money makes you happier. With more money, you could buy luxury cars, bigger homes, new gadgets, and exotic vacations. You could eliminate your debts and retire early. You could hire a cook, maid, gardener, personal trainer, accountant, and lawyer. But would any of this make you happier?
You may believe money will [...]

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Roger on February 24th, 2009

Habits are safer than rules; you don’t have to watch them. And you don’t have to keep them either. They keep you.
- Frank Crane
You can make exercise a habit even if you hate exercising. I know because I’ve made a habit of exercise for ten years, even though I dislike exercising. Exercise itself is painful [...]

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Roger on February 16th, 2009

I’ve seen many books and articles about defining and achieving goals, but few discuss how using goals affects your happiness. Goals have a big impact on your  happiness, but for different reasons than you may think.
Goals May Be Unnecessary
My wife, Lisa, is happy and has no goals. Does that means she does nothing? Not at [...]

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